Privacy Policy

1. Information Collection

We collect various types of information in order to provide you with a quality service, including:

• Personal information: such as your name, email address, phone number, physical address, and any other information you provide when registering or using our services.
• Financial information: such as bank statements, account numbers, or any other data necessary to evaluate your loan application.
• Technical information: such as your IP address, browser type, pages visited, and access time to improve your user experience on our website.

2. Use of Information

We use the information we collect to:

• Process and evaluate your loan application.
• Improve our website and services.
• Communicate with you about your application or new offers.
• Comply with our legal and regulatory obligations.

3. Information Sharing

Your personal information is not sold, traded, or transferred to third parties, except in the following cases:

• With your explicit consent.
• With service partners necessary to process your request (for example, bank verification).
• If required by law or to protect our rights or the safety of our users.

4. Data Security

We implement appropriate security measures to protect your personal information against unauthorized access, modification, disclosure, or destruction.

5. Cookies

Our website uses cookies to improve your online experience, personalize content, and analyze traffic. You can choose to disable cookies through your browser settings, although this may limit some website functionality.

6. User Rights

In accordance with applicable laws, you have the right to:

• Access your personal data.
• Correct or delete inaccurate information.
• Withdraw your consent to the processing of your data.
• File a complaint with the relevant data protection authority.

7. Policy Modifications

CreditMicro reserves the right to modify this privacy policy at any time. Changes will be posted on this page along with the update date.

8. Contact Us

If you have any questions regarding our privacy policy, please contact us at the following address: