Terms of use

1. Service Overview

Credit Micro provides financial information and services, including access to loan solutions in the form of lines of credit. We strive to provide accurate and up-to-date information, but we do not guarantee that all information is complete or error-free.

2. Eligibility Requirements

By using our website and services, you represent and warrant that you:

• Are at least 18 years old and have the legal capacity to enter into a contract.
• Have the right to use our services in your jurisdiction.
• Have provided accurate and complete information when applying for a loan or registering.

3. Use of the Website

• You agree to use the website only for lawful purposes and to comply with all applicable laws and regulations.
• You must not use the website in any way that could damage it, compromise its security, or disrupt its operation.
• Any attempt at automated data collection or infiltration of our systems is strictly prohibited.

4. Intellectual Property

The content, logos, graphics, text, and brand elements present on the website are the exclusive property of CreditMicro, unless otherwise indicated.

You may not copy, reproduce, distribute, or use this content without prior written authorization.

5. Limited Liability

Credit Micro is not liable for any direct, indirect, or consequential losses or damages arising from the use of or inability to use the website or its services.

We do not guarantee the approval of your loan application or the timeframe for fund transfers, as this depends on the approval processes of our partner financial institutions.

6. Modifications to the Services

We reserve the right to modify, suspend, or discontinue all or part of the services or website content at any time, without prior notice.

Any changes to the terms of use will be posted on this page, and your continued use of the site will constitute acceptance of the new terms.

7. Links to Third-Party Websites

CreditMicro may contain links to third-party websites for additional information or complementary services. These links are provided for convenience only, and we are not responsible for the content or privacy policies of these websites.

8. Data Protection

Your use of our website is also subject to our [Privacy Policy](link to privacy page), which explains how we collect, use, and protect your personal information.

9. Dispute Resolution

Any dispute related to the use of this website will be subject to the laws in force in the province of Quebec, and you agree to submit to the exclusive jurisdiction of the courts of Montreal.

10. Contact Us

If you have any questions regarding these terms of use, you can contact us at the following address: